Achievements

Achievements: Extensive experience in operational risk management. Led scrutiny and compliance functions for account opening across multiple categories. Managed foreign trade operations including imports, exports, and remittances.

Certifications / Professional Courses: Certificate on Comprehensive Credit Course – Askari Bank Ltd. Certificate on Commercial and SME Financing – Askari Bank Ltd. Certificate on Analysis of Financial Statements – Askari Bank Ltd. Certificate on Corporate Risk Management – Askari Bank Ltd.

Core Skills

Relationship Management. - Corporate Finance. - Credit Risk. - Client Acquisition. - People Skills. - Financial Analysis. - Branch Banking. - Cross Selling. - Cash Management. - Trade Finance

Experience

BankIslami Pakistan Ltd | Assistant Manager – Operational Risk | June 2024 – Present Conduct operational risk testing and assessments. Develop and update Key Risk Indicators (KRI) dashboards. Facilitate RCSA workshops. Monitor Incident Reporting System (IRS) and resolve operational risk events. Review new products and processes for risk mitigation. Askari Bank Ltd – CPU | Assistant Manager, Scrutiny Department | July 2013 – Present Supervision and scrutiny of account opening forms (AOF/CIF). Implementation of SOPs. Reconciliation and clearance of forms. Special assignments related to system errors and discrepancies. Askari Bank Ltd – DHA Ittehad Branch | Foreign Trade Officer | July 2008 – June 2013 Managed imports (LC issuance, shipping documents, PAD retirements). Handled exports (Form E, FDBC’s, FBP, advance payments). Oversaw foreign remittances and SBP returns. Managed foreign currency accounts. Askari Bank Ltd – I.I. Chundrigar Branch | Import Officer | January 2006 – June 2008 LC issuance, shipping documents, PAD retirements. Contracts and payments. Askari Bank Ltd – Saddar Branch | General Banking Officer | May 2003 – December 2005 Issuance of debit cards. Clearing in-charge (SBP, treasury, Karachi branches). Account opening officer (KYC compliance, account opening/closure). Remittances and bills department (payment orders, demand drafts, OBCs, IBCs).

Qualification Details

MSCS (Computer Science), Ilma University, Karachi, 2022 – 2025 (Final Semester). Bachelor of Computer Science (BCS), Petroman Main Campus (affiliated with Shah Abdul Latif University), 2003 – 2005. F.Sc. Pre-Medical, Karachi Board, 1999 – 2000.